About PayPal

PayPal is the faster, safer way to pay and get paid online. The service allows members to send money without sharing financial information, with the flexibility to pay using their account balances, bank accounts, credit cards or promotional financing. With more than 78 million active accounts in 190 markets and 19 currencies around the world, PayPal enables global ecommerce. PayPal is an eBay company and is made up of three leading online payment services: the PayPal global payments platform, the Payflow Gateway and Bill Me Later. More information about the company can be found at https://www.paypal.com.

Located in San Jose, California, PayPal was founded in 1998 and was acquired by eBay in 2002.

Top 10 Things you need to know about Paypal !

1. Use PayPal for ALL you online shopping.

PayPal is not just for eBay. Use it at hundreds of online stores. You can find great deals from selected retailers any time at PayPal Shopping Website. And of course you can use PayPal to pay for items on eBay.

2. Shop without sharing you financial Info.

Your Financial security is our highest Priority. Shop safer online knowing that retailers never see your Bank or Credit Card numbers when you use PayPal. Better still, you’re protected from unauthorized payment made from your PayPal account.

3. Keep Credit Card Rewards.

When you pay with your Credit Card via PayPal, you will continue to earn your Credit Card Rewards, such as Air-Miles, Points, and Cashback.

4. PayPal isn’t just for Shopping.

Use PayPal to send money via e-mail (or even mobile phone) to almost anyone in 190 markets and countries – all you need is their e-mail address. It’s perfect for splitting the check, paying the Babysitter, or sending money as a gift. And when you sell stuff online, PayPal is a great way to get paid quickly.

5. Shop without having money in your PayPal Account.

PayPal is so easy. You can use it even if you have no money in your PayPal Account. Just add your Bank Account, Credit Card, or Debit Card to your PayPal account and use any of these as a funding source for your payments.

6.Make a difference with PayPal.

Use PayPal on Microplace to empower people to start a Business and work their way out of Poverty. Your investment will make a difference in the lives of the World’s working poor. It’s the smart way to do good in the World. And with PayPal, you can also make a gift to your favorite non-profit organisation by donating money using your PayPal Account.

7. Transfer money abroad.

Sending money abroad with PayPal is affordable, secure and fast. For just us $1.50, you could Transfer US$300 to Idia, for example, when you use your Bank Account or PayPal balance. The Prices to transfer money abroad with PayPal are low – and this is the safer way to do it!

8. Send money with PayPal – It’s fast and free!

PayPal is the faster way to send money to friends and family. And if you use just your Bank or PayPal balance, it’s free. Neither you nor the recipient will pay any fees. So go ahead and split the dinner bill or send cash gifts and dont worry about any fees.

9. Withdrawing money from your PayPal balance is easy.

You can move money from your PayPal balance into your Bank Account any time, It takes about 5-7 days and it’s free. Just link your Bank Account to your PayPal Account.

10. PayPal uses the latest Anti-Fraud technology.

We’re always on the lookout for spammers and fraudsters, and we never share your finacial information with merchants.

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PayPal is designed from the ground up to be a safer way to send money online. PayPal doesn’t expose or sell your financial information to merchants. How it works. Your sensitive financial information is securely stored on our servers. When you use PayPal to pay online, you provide only your PayPal email address. The merchants/retailers receive payment from PayPal without ever seeing your financial information. Feel secure with powerful encryption. Information is automatically sent with a high level of data encryption. Stay vigilant with automatic email confirmation. To help safeguard you against identity theft, every PayPal payment is followed by an email confirming your transaction. Monitor your sensitive information. Online Safety Essentials contains the Identity Protection Guide to help you avoid identity theft. We also ensure you are buying safely with: Prevention to help stop fraud : We stop problems before they happen.

Fraud Prevention with PayPal

PayPal can help protect your purchases, no matter where you shop. To find out how you’re covered for a specific purchase, find the situation that applies to you, below. It’s about an eBay purchase The eBay resolutions process is available for items purchased on the US eBay.com site and covers the full purchase price and original shipping costs on eligible items. If your item was not received or the item received is different from what was described in the listing, go to eBay’s resolutions page to file a dispute. eBay Resolutions It’s about any other online purchase You were charged for something you didn’t buy As a fraud-prevention measure, we send an email confirmation for every online PayPal payment that you make. If you receive an email confirmation for a transaction that you didn’t approve, contact us immediately and we’ll work to quickly resolve the issue — you won’t be responsible for any unauthorized charges. What you bought never showed up Regardless of where you shop online, PayPal’s Buyer Complaint Policy lets you submit a dispute for an item you don’t receive. You have the opportunity to resolve your dispute directly with the Seller or escalate to a claim. What you bought was very different from what you actually got PayPal’s Buyer Complaint Policy lets you submit a dispute for an item that is significantly not as described. By doing so, you have the opportunity to resolve your dispute directly with the seller. Visit the PayPal Resolution Center to file a dispute. Copyright © 1999-2010 PayPal. All rights reserved